Financial Burden by Chronic Illnesses and Their Associated Predictors among Those Aged 60+ Living in India: Evidence from 75th round of National Sample Survey

Abstract

Some or more chronic diseases are associated with the standard of living, socioeconomic status, behavioural risk factors and monetary support. Also, financial stability or support from family member/relatives/other sources, plays an important role in handling the cost of care during hospitalization, transportation and non-medical expenses. This study was done to understand the monetary burden due to chronic diseases and their associated factors among aged (60+) Indian. This study utilized social consumption and health data from National Sample Survey, 75th round (NSS). The average expenditure per hospitalization case (in-patient) due to chronic diseases in aged (60+) was estimated. Generalised Linear regression modeling (GLRM) was done to understand effect of exposure variables on in-patient expenses incurred on chronic diseases. This study found a significantly higher in-patient expenses on choric illnesses, among people (60+) who had higher level of education, compared to aged having lower education level. Also, aged of other backward caste bear significantly higher expenses compared to scheduled caste. Indian aged (60+) bear high out of pocket expenses on hospitalization due to chronic diseases. Such expenses not only create financial problem, but also may affect expenses on other adverse health conditions or diseases. There is a lack of health insurance coverage in India, especially in rural part, and in people with low education level. Government’s health policy makers should try to strengthen health policy schemes on priority basis, in order to ensure active and health ageing in India.

Presenters

Vijay Kumar Mishra
Research Scientist, Public Health Foundation of India, Haryana, India

Details

Presentation Type

Paper Presentation in a Themed Session

Theme

Economic and Demographic Perspectives on Aging

KEYWORDS

CHRONIC, AGEING, OOPE, CASTE